Fractional CFO for startups & high-growth SMEs

Stop Bookkeeping.
Focus on Scaling.

The Agentic Virtual financial accountant for high-growth companies. Go beyond receipt-scanning software. We transform your raw data into predictive models, manage cash flow, and prepare audited financial statements.

Trusted By Ecosystem Partners

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Seamless Integration

Drag & Drop Your Systems

No complex API setup. Connect your existing tools instantly. Drag your current systems into the FinanceGPT Brain below.

Available Data Sources

Xero
Quickbooks
Zoho
Sage
Stripe
Bank Feeds
Excel

Tap or drag blocks to move them.

FinanceGPT CFO Brain

Drop your systems here to integrate.

We Solve Two Critical Growth Roadblocks

Whether you are drowning in receipts or have outgrown basic software, our LQM-powered CFO service structures your financial operations.

Lost in the Chaos?

You don't know where to start with invoicing, how to file taxes, or prepare audited financial statements.

  • Losing track of invoices and bleeding cash.
  • Dreading having to file taxes and facing non-compliance fines.

Our Solution: Foundations

We establish your corporate structure. Automated invoicing, receipt capturing, and perfectly balanced day-to-day books without you lifting a finger.

Hitting the Software Ceiling?

Your data is stuck in Xero, Quickbooks, Zoho, Sage, or Pastel, but VCs don't invest based on standard trial balances. They demand unit economics, MRR cohorts, and predictive models that basic software cannot generate.

  • The Raw Data Trap: You have accounting software, but you spend days manually exporting CSVs to Excel just to calculate burn rate and runway.
  • Failed Due Diligence: Investors reject pitches because your financial projections lack the mathematical rigor and structure of a Big 4 model.
  • LLM Limitations: Copy-pasting data into general AI results in broken formulas and hallucinated math when building complex 3-way forecasts.

Our Solution: The Agentic CFO

We bridge the gap. Our Quantitative Generative AI ingests your historical software data and autonomously generates the exact predictive models and valuation decks VC's demand.

Comprehensive Outsourced Accounting Services

From automated daily compliance to advanced financial modeling for investors. Here is exactly what our AI CFO handles for you.

Financial Modeling for Investors

We build 3-way startup financial projections, calculating burn rate and runway to get you through VC due diligence.

Prepare Audited Financial Statements

Structuring your ledgers and generating the compliance-ready statements required by banks and regulators.

Small Business Tax Accountant

Automated categorization of deductibles. We prepare and file business taxes to ensure total SARS compliance.

Accounting Software Migration & Optimization

Hit the software ceiling with Xero, Quickbooks, Zoho, or Sage? We take over your messy cloud accounting setup, clean the data, and run it professionally.

Automated Bookkeeping

Zero-touch daily reconciliations. We ingest bank feeds and stripe data to keep your trial balance perfect.

Cash Flow Management Services

AI financial forecasting that monitors working capital daily, preventing cash crunches before they happen.

See It In Action

Zero Onboarding. Instant Intelligence.

Select your current business scenario below to see how our Quantitative Generative AI transforms your messy data into board-ready reports in seconds.

1. Define Your Use Case

2. Current Messy Systems

Excel Xero Stripe

Awaiting inputs to generate financial report...

Frequently Asked Questions

Everything you need to know about replacing traditional accountants with an AI CFO.

What is a Fractional CFO for startups?

A fractional CFO provides part-time, high-level financial strategy to companies that need the expertise of a Chief Financial Officer to raise capital, but cannot yet afford a full-time, $150k+ executive salary. FinanceGPT acts as an agentic, virtual version of this role.

Can you prepare audited financial statements?

Yes. We structure your accounting data perfectly throughout the year so that generating compliance-ready statements for regulatory audits, bank loans, or investor due diligence is a seamless, automated process.

How is this different from my current software?

Most businesses hit a "software ceiling." Tools like Xero are great for automated bookkeeping, but they cannot build startup financial projections or execute complex cash flow management services. Our Quantitative Generative AI bridges the gap between basic data entry and strategic financial modeling for investors.

Do you help file business taxes?

Absolutely. Acting as your small business tax accountant, the platform automatically categorizes deductible expenses and prepares your tax computations, ensuring you file taxes correctly and avoid SARS non-compliance penalties.

Free Financial Governance Audit

Use our Quantitative Generative AI diagnostic tool. Enter your current metrics below to instantly see how much capital and time you are leaking by operating without a corporatized CFO function.

  • Identifies compliance risks
  • Calculates wasted founder hours
  • Checks investor readiness score

Audit Calculator

< R50k R100k R500k R1M+

Est. Wasted Hours/Mo

24 hrs

Investor Readiness

Poor

Recommended Action

Subscribe to Tier 1: Foundations

Transparent, Productized Services

No hourly billing. No surprises. Select the tier that matches your growth stage and initiate onboarding instantly.

Foundations

For startups needing basic compliance and order.

Custom /mo
  • Automated Bookkeeping
  • Bank Feed Reconciliation
  • Basic Invoicing Setup
  • File Taxes & Standard Compliance
Most Popular

The Controller

For operational SMEs outgrowing basic software.

Custom /mo
  • Everything in Foundations
  • Zoho / Quickbooks Ingestion
  • Cash Flow Forecasting
  • Monthly Management Packs

The Agentic CFO

For high-growth companies preparing to raise capital.

Custom /mo
  • Everything in Controller
  • Quantitative Generative AI Modeling
  • Audited Financial Statements Readiness
  • Due Diligence Vault Creation
  • Board-level Strategic Advisory